|
New Autos |
|
|
|
|
|
2008 |
4.99% |
up to |
60 Months |
|
|
(non-titled &
less than 2000 miles) |
5.75% |
up to |
72 Months |
over
$20,000.00 |
| |
|
|
|
|
|
Used Autos |
|
|
|
|
|
2008-2007 |
5.75% |
up to |
60 Months |
|
|
2006-2005 |
5.75% |
up to |
60 Months |
|
|
2004-2003 |
5.75% |
up to |
60 Months |
|
|
2002-2001 |
7.00% |
up to |
48 Months |
|
|
2000 & Below |
8.00% |
up to |
36 Months |
|
| |
|
|
|
|
|
Boats |
|
|
|
|
2008-2007
Non-Titled |
6.50% |
up to |
60 Months |
|
| |
7.00% |
up to |
72 Months |
over
$20,000.00 |
| |
7.50% |
up to |
120 Months |
over
$20,000.00 |
| |
|
|
|
|
|
2007-2005 |
7.50% |
up to |
60 Months |
|
| |
|
|
|
|
| |
8.00% |
up to |
120 Months |
over
$20,000.00 |
|
2004-2002 |
8.00% |
up to |
48 Months |
|
|
2001 & Below |
8.25% |
up to |
36 Months |
|
| |
|
|
|
|
|
Motocycles |
|
|
|
|
2008-2007
Non-titled |
6.50% |
up to |
60 Months |
|
| |
7.75% |
up to |
72 Months |
over
$20,000.00 |
| |
|
|
|
|
|
2007-2005 |
7.25% |
up to |
60 Months |
|
|
2004-2002 |
7.75% |
up to |
48 Months |
|
|
2001 & Below |
8.25% |
up to |
36 Months |
|
| |
|
|
|
|
|
Recreational
Vehicles |
|
|
|
|
2008-2007
Non-Titled |
7.00% |
up to |
60 Months |
|
| |
7.00% |
up to |
72 Months |
over
$20,000.00 |
| |
7.50% |
up to |
120 Months |
over
$20,000.00 |
| |
7.50% |
up to |
60 Months |
|
| |
8.00% |
up to |
120 Months |
over
$20,000.00 |
| |
8.50% |
up to |
48 Months |
|
| |
9.00% |
up to |
36 Months |
|
| |
|
|
|
|
|
Home Equity
Line of Credit |
See Lending
Staff |
|
Prime rate as
indicated in the Wall Street Journal 5.0% as of
July 9, 2008 |
|
| |
|
|
|
|
|
Home Equity
Loans |
|
|
|
| |
5.50% |
up to |
60 Months |
|
| |
6.25% |
up to |
120 Months |
|
| |
|
|
|
|
|
Home
Improvement |
|
|
|
|
$5,000.00
|
9.50% |
up to |
48 Months |
|
|
$7,500.00
|
10.00% |
up to |
60 Months |
|
|
(Estimate
needs to be on company letterhead. There will be a $19.00 fee for
the Recorders Office) |
| |
|
|
|
|
|
Share &
Certificate |
|
|
|
|
|
Certificate
Shared |
2.00% |
above APY |
Term of
Certificate |
|
| |
|
|
|
|
|
Share Secured |
2.00% above
rate |
up to |
36 Months |
|
| |
2.50% above
rate |
|
37-60 Months |
|
| |
|
|
|
|
|
Line of
Credit/Share Secured |
6.00% |
|
36-60 Months |
|
| |
|
|
|
|
|
Personal Loan |
|
|
|
|
|
Closed End
Personal |
12.00% |
up to |
24 Months |
|
| |
13.00% |
up to |
48 Months |
|
| |
14.00% |
up to |
60 Months |
|
| |
|
|
|
|
|
Open End
Personal |
13.50% |
up to |
36 Months |
|
| |
|
|
|
|
|
Line of
Credit |
12.00% |
|
24-36 Months |
|
| |
|
|
|
|
|
Special |
10.00% |
up to |
12 Months |
$1,200.00
|
| |
|
|
|
|
|
Firefighter Gear* |
10.00% |
up to |
18 Months |
$2,000.00
|
|
*Firefighter
must provide purchase order or receipt for $$ requested |
|
| |
|
|
|
|
|
Visa |
12.90% |
|
no term |
|
| |
|
|
|
|
| |
|
|
|
|
|
