| |
|
|
|
| |
New Autos |
% Rate |
|
Term |
|
|
| |
2011-2010 (As Low As) |
3.99% |
(up to) |
48 months |
|
|
| |
Non-Titled |
4.99% |
(up to) |
72 months |
( over $ 20K ) |
for 72 months |
| |
|
(non-titled & less than 2000 miles ) |
|
| |
Used Autos |
|
|
|
|
|
| |
2010-2007 (As Low As) |
5.50% |
(up to) |
60 months |
IF REFINANCING PREVIOUS EFFCU: |
| |
2006-2004 (As Low As) |
6.25% |
(up to) |
60 months |
MEMBER MUST BORROW ADDITIONAL |
| |
2003-2001 (As Low As) |
6.75% |
(up to) |
48 months |
$1000.00 TO BE USED OUTSIDE C.U. |
| |
2000 & Older (As Low As) |
7.25% |
(up to) |
48 months |
NEW PURCHASE OR PAY OFF OTHER |
| |
|
|
|
|
CREDIT UNION NO ADDITIONAL NEEDED |
| |
|
|
|
|
MEMBER MAY INCREASE TERM OF LOAN |
| |
New Boats |
|
|
|
BY 12 MOS. BY PAYING ADDITIONAL 1/2 % |
| |
2011-2010 ( As Low As) |
5.99% |
(up to) |
60 months |
|
|
| |
None Titled |
6.25% |
(up to) |
72 months |
( over $ 20K ) |
|
| |
|
7.50% |
(up to) |
120 months |
( over $ 20K ) |
|
| |
|
|
|
|
|
|
| |
2009-2007 (As Low As) |
6.50% |
(up to) |
60 months |
|
|
| |
|
7.50% |
(up to) |
72 months |
(over $ 20K) |
|
| |
|
7.75% |
(up to) |
84 months |
(over $20K) |
|
| |
|
8.25% |
(up to) |
120 months |
(over $20K) |
|
| |
2006 & Older (As Low As) |
7.25% |
(up to) |
48 months |
|
|
| |
|
|
|
|
|
|
| |
New Motor Cycles/ATV |
|
|
|
|
|
| |
2011-2010 (As Low As) |
5.99% |
(up to) |
60 months |
|
|
| |
Non Titled |
6.50% |
(up to) |
84 months |
(over $20K0 |
|
| |
|
|
|
|
|
|
| |
2009-2007 (As Low As) |
7.00% |
(up to) |
72 months |
|
|
| |
2006 & Older (As Low As) |
7.50% |
(up to) |
60 months |
|
|
| |
|
|
|
|
|
|
| |
Motor Homes/Rv Camp |
|
|
|
|
|
| |
2011-2010 (As Low As) |
6.49% |
(up to) |
60 months |
|
|
| |
|
7.00% |
(up to) |
120 months |
(over $20K) |
|
| |
|
|
|
|
|
|
| |
2009-2006 (As Low As) |
7.00% |
(up to) |
60 months |
|
|
| |
|
7.50% |
(up to) |
120 monthd |
(over $20K) |
|
| |
2005 & Older (As Low As) |
8.00% |
(up to) |
72 months |
|
|
| |
|
|
|
|
|
|
| |
|
|
|
|
|
|
| |
Home Equity/ Home Improvement & Share Secured
Loans are not part of the Matrix Tier Pricing |
| |
Home Equity L. O. C. |
See Lending Staff |
|
|
|
| |
Prime rate indicated in the Wall Street Journal @ 4.50% as of 10/23/08 |
3.25% |
(up to) |
48 months |
|
|
| |
|
|
|
|
|
|
| |
Home Equity Fixed Rates |
|
|
|
|
| |
|
5.00% |
(up to) |
60 months |
|
|
| |
|
5.75% |
(up to) |
120 months |
|
|
| |
|
6.25% |
(upto) |
180 months |
|
|
| |
Home Improvement Loans |
|
|
|
|
| |
Up to $7,500 |
9.00% |
(up to) |
60 months |
With proof of estimates & invoice. |
| |
|
|
|
|
|
|
| |
Share & Certificate Secured |
|
|
|
|
| |
Certificate secured |
2.00% |
Above APY |
|
|
|
| |
|
|
Rate |
Term of CD |
|
|
| |
Share Secure |
2.00% |
Above Rate |
(up to) |
36 months |
|
| |
|
3.00% |
Above Rate |
|
37-60 months |
|
| |
Lines of Credit Share Secured |
6.00% |
|
|
37-60 months |
|
| |
|
|
|
|
|
|
| |
Personal Loans |
Up to $15,000 |
Based on |
Income/ Debt |
Ratios |
|
| |
Closed End As Low As |
10.00% |
(up to) |
24 months |
|
|
| |
|
11.00% |
(up to) |
36 months |
|
|
| |
|
12.00% |
(up to) |
48 months |
|
|
| |
|
13.00% |
(up to) |
60 momths |
|
|
| |
|
|
|
|
|
|
| |
Personal & Line of |
|
|
|
|
|
| |
Credit Open End |
|
|
|
|
|
| |
As Low As |
10.00% |
(up to) |
36 months |
Minimum Credit Score of 600 to qualify |
| |
|
|
|
|
|
|
| |
Loan Specials |
|
|
|
|
|
| |
As Low As |
9.00% |
(up to) |
12 months |
$1,200.00 |
|
| |
|
|
|
|
|
|
| |
Fire Fighter Gear |
|
|
|
|
|
| |
As Low As |
9.00% |
(up to) |
18 months |
$2,000.00 |
|
| |
Need Receipts or P O order |
|
|
|
|
| |
|
|
|
|
|
|
| |
VISA |
12.90% |
|
No term |
|
|
