|
Evansville Firefighters Federal Credit Union
Auto & Personal Loan Rates for 2013 |
|
New Autos |
% Rate |
|
Term |
|
|
|
2013-2012 (As Low As) |
2.50% |
(up to) |
60 months |
|
|
|
(Non-titled & less than 2000 miles) |
3.49% |
(up to) |
72 months |
( over $20K ) |
|
|
|
|
|
|
|
|
Used Autos |
|
|
|
|
|
|
2012-2010 (As Low As) |
2.50% |
(up to) |
60 months |
|
|
|
2008-2004 (As Low As) |
3.50% |
(up to) |
60 months |
|
|
|
2004-& older (As Low As) |
5.00% |
(up to) |
48 months |
IF REFINANCING PREVIOUS EFFCU:
MEMBER MUST BORROW ADDITIONAL $1000.00 TO BE USED OUTSIDE C.U.
NEW PURCHASE OR PAY OFF OTHER CREDIT UNION NO ADDITIONAL NEEDED |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Boats |
|
|
|
MEMBER MAY INCREASE TERM OF LOAN BY 12 MOS. BY
PAYING ADDITIONAL
1/2 %. |
|
2013-2012(As Low As) |
4.00% |
(up to) |
60 months |
|
None Titled (As Low As) |
5.25% |
(up to) |
84 months |
( over $20K ) |
|
|
|
5.25% |
(up to) |
120 months |
( over $20K ) |
|
|
|
|
|
|
|
|
2012-2008(As Low As) |
4.00% |
(up to) |
60 months |
|
|
|
6.50% |
(up to) |
72 months |
(over $20K) |
|
|
6.75% |
(up to) |
84 months |
(over $20K) |
|
|
7.50% |
(up to) |
120 months |
(over $20K) |
|
|
2007 & Older (As Low As) |
6.50% |
(up to) |
48 months |
|
|
|
|
|
|
|
|
|
Motor Cycles/ATV |
|
|
|
|
|
|
2013-2012 (As Low As) |
3.50% |
(up to) |
60 months |
|
|
|
Non Titled (As Low As) |
5.00% |
(up to) |
84 months |
(over $20K) |
|
|
2010(As Low As) |
6.00% |
(up to) |
84 months |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Motor Homes/RV/Campers |
|
|
|
|
|
|
2013-2012 (As Low As) |
4.25% |
(up to) |
60 months |
|
|
|
5.50% |
(up to) |
120 months |
(over $20K) |
|
|
|
|
|
|
|
|
2011-2008 (AS Low As) |
5.00% |
(up to) |
60 months |
|
|
|
7.00% |
(up to) |
120 monthd |
(over $20K) |
|
|
2006 & Older (As Low As) |
7.50% |
(up to) |
72 months |
|
|
|
|
|
|
|
|
|
Home Equity/ Home
Improvement & Share Secured Loans are not part of the Matrix Tier
Pricing |
|
Home Equity L. O. C. |
See Lending Staff |
|
|
|
|
|
Prime rate indicated in the |
3.25% |
(up to) |
48 months |
|
|
|
Wall Street Journal as of |
|
|
|
|
|
|
|
|
|
|
|
|
Home Equity Fixed Rates |
2.50% |
(up to) |
60 months |
80% Loan To Value |
|
5.75% |
(up to) |
120 months |
|
|
|
6.25% |
(up to) |
180 months |
|
|
|
|
|
|
|
|
|
Home Improvement Loans |
|
|
|
|
|
|
Up to $7,500 |
7.00% |
(up to) |
60 months |
With proof of estimates & invoice. |
|
|
|
|
|
|
|
Share & Certificate Secured |
|
|
|
|
|
|
Certificate secured |
2.00% |
Above Rate |
|
|
|
|
|
A.P.Y. |
Term of CD |
|
|
|
Share Secure |
2.00% |
Above Rate |
(up to) |
36 months |
|
|
3.00% |
Above Rate |
|
37-60 months |
|
|
Lines of Credit Share Secured |
6.00% |
|
|
37-60 months |
|
|
|
|
|
|
|
|
Personal Loans |
Up to $15,000 |
Based on |
Income/ Debt Ratios |
|
|
Closed End (As Low As) |
8.00% |
(up to) |
24 months |
|
|
|
9.00% |
(up to) |
36 months |
|
|
|
10.00% |
(up to) |
48 months |
|
|
|
11.00% |
(up to) |
60 months |
|
|
|
|
|
|
|
|
|
Line of Credit - Open End |
|
|
|
|
|
|
(As Low As) |
9.00% |
(up to) |
36 months |
Minimum Credit Score of 600 to qualify |
|
|
|
|
|
|
|
Loan Specials |
|
|
|
|
|
|
(As Low As) |
8.00% |
(up to) |
12 months |
$1,200.00 |
|
|
|
|
|
|
|
|
Firefighter Gear |
|
|
|
|
|
|
(As Low As) |
8.00% |
(up to) |
18 months |
$2,000.00 |
|
|
Need Receipts or P O order |
|
|
|
|
|
|
|
|
|
|
|
|
VISA |
12.90% |
|
No term |
|
|
