We are pleased to announce that our Credit Union uses a Managed Risk
Program to help as many members as possible obtain credit. We
realize that some of our members have experienced some difficulty
with their credit in the past and as a result, we or other lenders
may have rejected their loan request forcing these members to pay
extraordinarily high rates elsewhere. Our goal is to help as many
members as possible under our Managed Risk Program achieve their
credit needs. The way our program works is that the rate a member
pays will be determined by their credit history. Members with good
credit histories will receive our very best rates, some of the best
rates offered by any other lender.
Other members, who may have had past credit problems, will be
assigned rates consistent with their credit history. It is our goal
that these rates will almost always be lower than they may be
currently paying elsewhere.
We encourage all our members to call us regarding our Managed Risk
Program. We want to help you obtain credit and save money. If you
are paying another lender call them and see what rate you are
currently being charged then call us and see if we can save you
money. As an added bonus the Credit Union will reward members with a
¼% rate deduction for those who elect to pay their payments by
payroll deduction, ACH transfer or pre-authorized transfer from
their share accounts.
Remember We Want To Help!
The Credit Union's current rates for Vehicle Loans and Signature
Loans start are always very competitive. The rate you pay will be
based on the number of years your loan is financed plus your credit
history. Rates are set by the Board of Directors and are subject to